When you compare auto insurance quotes, Wyoming car insurance rates are some of the cheapest in the country. The national average is just over $1,400.00. Wyoming car insurance for 12 months averages around $1,100.00. Several factors impact the insurance rates for Wyoming residents. Auto congestion in the geographic region, the number of cases of auto insurance fraud, medical costs, the price of car repair and lawsuits related to auto accidents all are taken into consideration when insurance companies set the Wyoming car insurance rates. The age and experience of the driver and the type of vehicle they drive also impact the premiums for auto insurance. Consider these factors and you will easily find the best Wyoming car insurance rates.
Car theft rates have a direct impact on auto insurance prices. Many think big cities like Los Angeles, New York and Chicago have high insurance rates because of high auto theft rates. In fact those three and many of the largest U.S. cities are not even on the top ten list for cities with the most car thefts. Modesto, California, Laredo, Texas and Yakima, Washington are the top three cities relative to car thefts and the auto insurance rates in those cities reflect this. When you compare auto insurance quotes, because of auto thefts you can get lower car insurance rates in Atlanta, Georgia than Yakima, Washington.
Age and experience are important determining factors in auto insurance rates everywhere in the country. Young, inexperienced drivers tend to have more accidents. They drive faster, tend to be more distracted and do not have the experience to know how best to act in potentially dangerous situations. There is nothing they can do about being young. However, young and inexperienced drivers can lower their auto insurance rates by taking advanced driver education and defensive driving classes.
No matter what state you live in, the key to getting the best prices on auto insurance is to compare auto insurance quotes from several companies. Like any other business, insurance companies compete with each other for customers. This competition is manifested in the quality and comprehensiveness of their coverage and the prices they charge. The internet has made it easy to compare auto insurance quotes. With a few key strokes you can get an accurate estimate of your auto insurance costs from several companies. There are even websites which allow offer you the option to compare auto insurance quotes of the leading insurance companies side by side.
Generally speaking, the larger and more congested the city you live in the higher your auto insurance rates will be. Studies have shown small towns in the South and the Midwest tend to have the lowest rates. Rare vehicles and exotic vehicles with high top end speeds are also more expensive to insure. These vehicles are difficult and expensive to repair or replace. Inexpensive American and Japanese cars cost least to insure.
The five most populated cities within the state of Wyoming are: Cheyenne, Casper, Laramie, Gillette and Rock Springs.