Compare Auto Insurance Quotes Delaware

Compare Auto Insurance Quotes Delaware

It is illegal for motorist to drive uninsured in the State of Delaware. Delaware State Troops randomly check motorist for proof of insurance coverage. And, insurance companies will notify the state if your coverage is dropped. If you are caught driving without insurance, you can be fined, lose your license plate, or even your drivers license.

Motorist are required to have three types of Delaware car insurance coverage. Motorist need Bodily Injury Insurance, with a minimum of $15,000/$30,000 coverage. If motorist have an accident, their insurance company will pay a minimum of $15,000 for an injury or death caused by them. Property Damage Insurance with a minimum of $10,000 coverage is required. The insurance company will pay this amount toward any damage to property caused by the motorist. And, Personal Injury coverage with a minimum of $15,000/$30,000. The insurance company will pay a minimum of $15,000 for medical amounts whether the insured is at fault for the accident or not. Also included in this coverage is $5,000 for funeral cost. These amounts are the lowest allowed by the State of Delaware, and, they will not protect the motorist from higher claims against them.

To help motorist find affordable Delaware car insurance, most insurance companies offer free insurance quotes. Motorist can compare auto insurance quotes for free either by visiting their local insurance agent or over the Internet. Insurance companies routinely send unsolicited emails advertising free quotes to save consumers money. Unless the email is from a company you recognize, it is better not to respond. When consumers compare auto insurance quotes over the Internet, they should be careful how much information they provide. To receive a rough estimate for an insurance quote, you should not have to provide your social security number, phone number, birthday, or VIN. This information is only given when you apply for insurance.

So the consumer can compare auto insurance quotes with what they know, the following are Delaware auto quotes for the following profile.

  • Coverage: minimum
  • Drivers: young married couple
  • Age: 29
  • Mileage: 15,000 a year
  • Driving Record: both have speeding tickets in the last 3 years
  • Vehicles: 2005 Honda and Dodge
  • Zip: 19963

The lowest insurance quote for this profile was $415.00 yearly. The highest for this profile was $1,872.00 yearly. Quotes also available on this profile were for military members and their family who meet certain eligibility criteria for a special rate of $580.00 yearly. Teachers in this profile can receive a special rate of $322.00 yearly. And, government employees can pay $1,073.00 yearly.

Large cities tend to have higher crime rates. Crime rates can raise a consumer’s insurance quote. This is because their comprehensive coverage has to pay for damage caused by acts of crime. The cities in Delaware with the highest population are Wilmington with a population of 221,460, Newark with a population of 138,671, Dover with a population of 67,803, New Castle with a population of 58,448, and Bear with a population of 42,492.