When people are comparing auto insurance quotes, often times they forget there are discounts available to them that will help to reduce their insurance premium.
With insurance rates in Texas the 11th highest in the country, it is a good idea to compare auto insurance quotes regularly and ask about discounts.
With all the colleges and trade schools located in the state of Texas, some areas see a higher than average percentage of drivers under the age of 25.
The best insurance rates are available to drivers in between the ages of 30 and 60. If you are within those age ranges, you can compare auto insurance quotes to lower your premium amount. If you have sketchy credit or a driving record with tickets and accidents, the age discount may not be enough to get your premium lowered significantly.
Since there are a lot of colleges and schools, those who teach should compare insurance quotes to obtain a group discount with other teachers.
It is not only for teachers; if you are in any of the military branches located in Texas, there are group discounts for you as well. You will need to make sure that the auto insurance quotes that you receive are from companies that understand the military lifestyle.
Public transportation is available from most municipalities and can include both bus and train.
Some cities have encouraged walking, and have created paths for both foot and bicycle traffic. These modes of transportation can cut down significantly on the amount of miles that you drive, as well as provide added health benefits.
Even if you do not own your home, if you are able to garage your vehicle, you can see a savings on your car insurance.
Texas weather can be extremely wild and include hailstorms and tornadoes. If your car is garaged, it is better protected from the elements. The garage also works as theft deterrent. When you compare quotes with your car insurance company, remind them that the garage keeps your car safe from theft.
Many other discounts may be available to you.